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Client Success Stories

Working with Virtue Analytics we have seen our Net Tuition Revenue increase, we have seen our partnership grow along the way, and find opportunities that we didn’t see but data has been able to find in this past year. I strongly encourage you to consider Virtue Analytics and the VIRTUE Platform yourself, it has been a great partnership for us here in Arkansas.
Matt C.
EVP, Enrollment Services
I am appreciative of Virtue Analytics for the exceptional job analyzing and uncovering keen insights from merit and need the perspective that will influence our applicant review and decision-making process. The university and I are extremely grateful for the team’s analytics and modeling, we got more back from their analysis than we originally contracted for!
Dan M.
VP, Enrollment Management
Virtue Analytic’s approach to the financial aid awarding process is like a breath of fresh air. Their ability to bridge the competing demands of institutional aid and student needs is unique and from what we’ve seen so far is very effective.
Our new students are currently on pace for a 30% growth from last year!
Summer N.
Director of Financial Aid
The team is easy to work with and understands the competitive landscape institutions have in today’s market. They have a number of tools that add practical value to any part of the recruitment and student enrollment process. They excel in aligning these tools with institutions, leveraging technology to meet the demands of modern higher education.
A. English
VP for Institutional Research and Information Technology

Do you need more information?
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The Student Aid Index (SAI) is a measure of a student’s financial need that is used to determine eligibility for federal student aid. It is calculated based on a variety of factors, including the student’s family size, income, and assets. The SAI is a number that reflects the amount of money that a student and their family are expected to contribute to the cost of the student’s education. The lower the SAI, the greater the financial need, and the more eligible the student is for federal student aid.
The Student Aid Index (SAI) is a replacement for the Expected Family Contribution (EFC), which was a measure of financial need used to determine eligibility for federal student aid before the 2024-2025 academic year. The SAI is simpler, more transparent, and more equitable than the EFC.
The Student Aid Index (SAI) is used to calculate a student’s financial need by subtracting the SAI from the cost of attendance. The cost of attendance is the total cost of attending a college or university, including tuition, fees, room and board, books and supplies, and other expenses. The financial need is the amount of money that a student and their family are expected to contribute to the cost of attendance. Students with greater financial need will receive more federal student aid.
The Student Aid Index (SAI) will be launched for the 2024-2025 academic year. This means that students who are applying for financial aid for the fall of 2024 are the first to use the SAI.
The minimum Student Aid Index (SAI) is -$1,500. This means that no student’s SAI can be lower than -$1,500.
The Student Aid Index (SAI) remains steady for independent students. Unlike the former Expected Family Contribution (EFC), the SAI doesn’t alter based on dependency status. This ensures a consistent evaluation of financial need regardless of dependency classification. has context menu

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SAI ready Net Price Calculator

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